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Home Mover Mortgages
Expert advice to make moving home less stressful, helping clients find the mortgage best suited to their new property.
Moving home is one of life's biggest decisions, and securing the right mortgage is a key part of that process. Options Mortgage Services provides clear, personalised advice to help you understand your options and move forward with confidence.
Whether you're upsizing, downsizing, or relocating, expert guidance can help simplify the mortgage process and ensure you find a deal that works for your circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage
Who This Is For
Home mover mortgages are designed for existing homeowners looking to purchase a new property. This can cover a wide range of situations.
Advice can help if you:
Are buying a new home while selling your current one
Want to port your existing mortgage to a new property
Need to borrow additional funds alongside your current mortgage
Are upsizing or downsizing and need guidance on your options
Why Use a Mortgage Broker?
Many home movers choose to work with a mortgage broker to help navigate the wide range of products available and manage the process alongside a property sale.
A broker can help by:
Reviewing your current mortgage and advising on porting options
Searching the market for the most suitable new deal
Coordinating timelines between sale and purchase
Supporting you through the full application process
How the Process Works
Arranging a mortgage doesn’t have to be complicated. The process is designed to guide you step by step, from the initial discussion through to completion.
1
Initial Consultation
Your circumstances, goals, and requirements are discussed to understand the type of mortgage that may be suitable for you.
3
Mortgage Application
Support is provided throughout the application process, including preparing documentation and liaising with lenders where required.
2
Exploring Your Options
Available lenders and mortgage products are reviewed to identify suitable options based on your situation.
4
Offer and Completion
Once your mortgage is approved, the process moves towards completion so you can move forward with your plans.
Protecting Your Home and Family
When moving home, it's a good time to review the protection you have in place for your property and family.
Advice can also be provided on protection options such as:
Life insurance
Mortgage protection
Income protection
Critical Illness cover
Accident
Sickness & unemployment cover
These policies can help provide financial security should unexpected circumstances arise.
As with all insurance policies, conditions and exclusions will apply.
