_edited.png)
We realise that most people are busy during the daytime and may find it difficult to arrange an appointment to discuss their mortgage needs during the working day.
At Options, we have a flexible approach and offer appointments face-to-face, via video or telephone call, or by email/whats app — whichever suits you best.
Unlike most banks and building society advisers, we are available to discuss your mortgage enquiry 7 days a week
At Options Mortgage Services, we provide impartial mortgage advice tailored to your circumstances, whether you are a first-time buyer, moving home, raising additional funds, or considering a Buy-to-Let investment property.
Meet Amir Kharkowa
Principal Adviser
Amir Kharkowa, the principal adviser at Options Mortgage Services, has over 30 years of experience in the mortgage industry. His extensive expertise ensures that every client receives professional guidance through the often complex mortgage process.
​
Whether arranging a first mortgage, remortgage, or investment property finance, Amir provides clear, trustworthy advice focused on your needs and objectives.
Why Choose Options Mortgage Services
1
Over 30 Years
of Mortgage Experience
With more than three decades in the mortgage industry, Options Mortgage Services offers deep knowledge and practical expertise to help clients make confident financial decisions.
3
Support From
Start to Finish
From the initial consultation through to mortgage approval, guidance is provided at every stage to help make the process straightforward and stress-free.
2
Tailored
Mortgage Advice
Every situation is different. Advice is tailored to suit your circumstances, whether you are a first-time buyer, moving home, remortgaging, or investing in a Buy-to-Let property.
4
Friendly,
Professional Service
Clients receive clear, honest advice in a professional yet approachable way, ensuring they feel supported and informed throughout their mortgage journey.
How We Help You
-
The Options team is here to make your mortgage journey as smooth and hassle-free as possible. Our administration team guides you through each step, from initial application to final approval. Once your mortgage is arranged, we also make sure you are fully protected against unforeseen circumstances, keeping you and your family secure in your home.
​
Key Features:
​
-
Face-to-face appointments at our Reading office
-
Telephone, email, and video call consultations
-
Expert, impartial advice for all types of mortgages
-
Comprehensive protection advice for your home and family