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Insurance coverage document

RELIABLE ADVICE ON LIFE INSURANCE

Talk to Options Mortgage Services in Reading about life insurance, and what it offers.

First class service from an experienced team

Fully qualified by the Financial Conduct Authority

A well established team you can trust

WHAT IS LIFE INSURANCE?

Life insurance is important! It’s a way to protect the people you love most from undue suffering and difficulties in the event of you passing away. The death of a family’s main earner can cause tremendous financial hardship at an already awful time, but having the right life insurance policy in place can protect your loved ones from that unnecessary additional stress.

As well as providing expert advice on mortgages, our team will ensure that you have the right protection in place should something untoward happen. We can provide assistance with life insurance and buildings and contents insurance. To find out more, please get in touch.

A term life insurance plan is the simplest form of life insurance and is usually the cheapest way to insure your life. It covers you for a fixed period and pays out a one-off lump sum if you die during the policy term. With some term insurance policies, you can add additional options, for instance critical illness cover. If you do add on critical illness cover, the plan will pay out once on diagnosis of a qualifying critical illness or if you die during the term of the policy.

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WHO NEEDS LIFE INSURANCE?

If other people depend on you financially, and you want to ensure that they are protected against losing their home in the event of your death, then you probably need life insurance. Term life insurance is designed for those who want to leave a lump sum in the event of their death within a specified time period. It can protect your loved ones from the financial repercussions of a personal tragedy, and if you have young children, it is particularly important.

One of the most common purposes of a life insurance policy is to ensure that your mortgage is paid off, but it can also be used to cover other debts, or to leave a lump sum to the people that mean the most to you. Whatever you need it for, our team can ensure you find the right product.

QUALIFIED AND REGULATED ADVISERS

Options Mortgage Services is a team of professional advisers who have a great deal of experience in insurance. From first time buyers looking for their first home to clients who want to remortgage in order to consolidate debts or refinance their home, we can help you. It’s our job to ensure you get helpful, accurate information in an easy to understand format, together with advice and recommendation on the products most suitable for you.

We can also help you find the right building and contents insurance – just contact our Reading office to arrange an appointment with one of our friendly advisers.

Hand pointing at an insurance policy

GET IN TOUCH

For advice on life insurance policies that meet your requirements, contact Options Mortgage Services in Reading, Berkshire, today. We have the in-depth knowledge you need.

0118 954 1000
info@optionsmortgages.co.uk

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